Health insurance sales involves helping individuals, families, and businesses choose insurance policies to cover medical expenses. It is a commission- or salary-based industry that focuses on risk assessment, client advisory, and policy management.

Core Responsibilities

Needs Analysis: Evaluating a client’s household size, existing medical conditions, lifestyle, and budget to recommend appropriate sum insured limits.

Policy Explanation: Demystifying terms like deductibles, waiting periods for pre-existing conditions, room-rent sub-limits, no-claim bonuses, and exclusions.

Onboarding & Claims Support: Guiding clients through digital KYC, medical checks, policy issuance, and assisting during cashless or reimbursement claims.